Commercial Lending Officer

Full Time
Houghton, MI
Upper Peninsula State Bank
Accounting & Finance

Website Upper Peninsula State Bank

Upper Peninsula State Bank seeks a customer-oriented Commercial Lending Officer to join their growing team in Houghton, MI. As a Commercial Lending Officer, you will be responsible for assisting clients in obtaining financing for commercial loans, as well as portfolio management.


  • New loan generation with a primary focus on commercial lending and portfolio management.
  • Analyze customer financial information and advise on different loan and credit solutions.
  • Meet with current and prospective business clients to promote the Bank’s commercial loan and deposit services and solicit new business.
  • Work collectively with Processors and Credit Analysts on pipeline management.
  • Guide customers through the loan process from application to closing with exceptional customer service
  • Promote and cross-sell other products and services as appropriate.
  • Opportunities for market management/managerial responsibilities may be available depending upon experience.

COMPENSATION Upper Peninsula State Bank puts great value in the Commercial Lending Officer position by offering a competitive salary commensurate with knowledge and experience, as well as an excellent benefits package including a retirement plan, paid time off, and paid holidays.

SCHEDULE This is a full-time position working primarily Monday-Friday.


  • High school diploma or GED, required.
  • Previous commercial lending experience, required.
  • Ability to work in a fast-paced environment.
  • Ability to solicit, build, and leverage outstanding customer relationships.
  • Familiarity with appraisals, title reports, and business/real estate transactions.
  • Ability to demonstrate excellent follow-up and communication skills with customers, team members, and external partners.
  • A motivated, ambitious, and optimistic attitude.


ABOUT: Upper Peninsula State Bank was founded in 1902 and is a very well capitalized, growing, family friendly, and community-oriented financial institution. We have always played an important role in the growth and development of the communities we serve. For 120 years we have made loans to start or expand local businesses. We have provided mortgages to thousands of people to build and buy homes. Most importantly, we have afforded our customers a safe and secure place to save and plan for the future. In today’s world, our mission remains absolutely the same. Learn more at

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